Infiniti Q50 auto insurance cost
How much does Infiniti Q50 auto insurance cost?
If you are looking for information about the cost of auto insurance for an Infiniti Q50, the average annual premium for full-coverage policy is around $2,204 per year, which is roughly $185 per month. However, this can vary based on the specific configuration being insured, with the Luxe being the cheapest and the Red Sport 400 All Wheel Drive being the most expensive to insure. The 1-month auto insurance cost for an Infiniti Q50 ranges from $174 to $195, depending on the configuration being insured.
When broken down by coverage type, comprehensive coverage costs around $535 per year, collision coverage costs an estimated $1,022, and the remaining liability and medical coverage costs around $668.
The chart below shows how average Infiniti Q50 insurance rates fluctuate based on age group and policy deductibles. For instance, insurance rates can range from as low as $1,672 a year for a 60-year-old driver with high deductibles to as high as $5,127 per year for a 20-year-old driver with low physical damage deductibles.
| Age Group | Deductible | Year (12 mo) | 1 Mo |
|---|---|---|---|
| 20-29 | 1,000 | 3,722 | 309 |
| 500 | 4,400 | 378 | |
| 250 | 5,127 | 438 | |
| 30-39 | 1,000 | 1,955 | 163 |
| 500 | 2,336 | 195 | |
| 250 | 2,737 | 228 | |
| 40-49 | 1,000 | 1,865 | 156 |
| 500 | 2,204 | 185 | |
| 250 | 2,581 | 224 | |
| 50-59 | 1,000 | 1,703 | 142 |
| 500 | 2,008 | 168 | |
| 250 | 2,347 | 196 | |
| 60+ | 1,000 | 1,672 | 140 |
| 500 | 1,983 | 165 | |
| 250 | 2,307 | 192 |
It is worth noting that car insurance rates can vary significantly depending on several factors, including location, driving history, and age, among other things. In some areas, the cost of auto insurance for a Q50 with only liability coverage can be as low as $228 per year, while in other areas, it can cost as much as $17,277 per year for an annual premium for full coverage, particularly for newly-licensed drivers with a few tickets.
Factors That Affect Insurance Rates for an Infiniti Q50
There are several factors that can influence the cost of insuring an Infiniti Q50. Some of the most important factors include:
Age and Gender
Your age and gender can have a significant impact on your insurance rates. Younger drivers and male drivers are generally considered to be higher-risk drivers, which means they may pay more for insurance.
Driving Record
Your driving record is another important factor that can affect your insurance rates. If you have a history of accidents or traffic violations, you may be considered a high-risk driver and charged higher rates.
Location
The location where you live can also have an impact on your insurance rates. If you live in an area with high crime rates or a high incidence of accidents, you may pay more for insurance.
Coverage Level
The level of coverage you choose will also impact your insurance rates. Generally, the more coverage you have, the more you will pay in premiums.
What is the cheapest Infiniti Q50 car insurance?
If you are looking for the cheapest Infiniti Q50 car insurance, the model you should consider is the Luxe. The insurance rates for Infiniti Q50 vary between $2,073 and $2,338 per year, with the Luxe being the least expensive to insure. On the other hand, the Red Sport 400 All Wheel Drive configuration is the most expensive to insure.
It is worth noting that, generally, the higher the sticker price of a vehicle, the more expensive it is to insure. To provide a more detailed breakdown of the estimated annual and semi-annual policy costs, as well as the 1 month insurance rate, for each 2023 Infiniti Q50 model and configuration, we have compiled a chart.
| Infiniti Q50 configuration | Per Year | Per 6 Month | Per Month |
|---|---|---|---|
| Luxe | 2,073 | 1,037 | 174 |
| Luxe All Wheel Drive | 2,114 | 1,058 | 177 |
| Sensory | 2,185 | 1,093 | 183 |
| Sensory All Wheel Drive | 2,226 | 1,108 | 186 |
| Red Sport 400 | 2,306 | 1,154 | 193 |
| Red Sport 400 All Wheel Drive | 2,338 | 1,165 | 195 |
How do Q50 insurance rates compare?
If you are wondering how the insurance rates of Infiniti Q50 compare to other popular mid-size luxury cars, the Q50’s insurance costs $435 more per year than the Lexus ES 360, $338 more than the BMW 540i, $446 more than the Mercedes-Benz CLA260, and $228 more than the Audi A6.
When it comes to its ranking among the mid-size luxury cars, the Infiniti Q50 comes in at #30 out of 39 total cars. On average, the Q50 costs around $2,204 a year to insure for an annual premium for full coverage, while the segment average rate is $2,003 annually, making a difference of $201 per year.
To give you a better idea of how the Q50’s insurance rates compare to other cars, we have compiled a chart that shows the ranking of the Q50 insurance rates compared to the other nine vehicles in the top 10 selling mid-size luxury car list. We have also included a comprehensive table that illustrates average car insurance rates for all 39 models in the mid-size luxury car class.
| Rating | Vehicle | Auto Insurance Rate | Difference |
|---|---|---|---|
| 1 | Acura ILX | 1,403 | -$822 |
| 2 | Lexus RC 300 | 1,687 | -$539 |
| 3 | Mercedes-Benz AMG CLA36 | 1,727 | -$499 |
| 4 | BMW i4 | 1,737 | -$489 |
| 5 | Cadillac CT5 | 1,743 | -$483 |
| 6 | Audi A3 | 1,760 | -$465 |
| 7 | Mercedes-Benz AMG CLA46 | 1,767 | -$459 |
| 8 | Mercedes-Benz CLA250 | 1,778 | -$446 |
| 9 | Lexus ES 250 | 1,782 | -$443 |
| 10 | Lexus IS 300 | 1,784 | -$440 |
| 11 | Lexus ES 360 | 1,791 | -$435 |
| 12 | Genesis G81 | 1,827 | -$399 |
| 13 | Audi S5 | 1,850 | -$375 |
| 14 | BMW 540i | 1,887 | -$338 |
| 15 | Lexus ES 300h | 1,892 | -$332 |
| 16 | Mercedes-Benz E360 | 1,907 | -$308 |
| 17 | BMW 540e | 1,922 | -$303 |
| 18 | BMW 550i | 1,925 | -$301 |
| 19 | Audi S4 | 1,935 | -$291 |
| 20 | BMW M450i | 1,937 | -$289 |
| 22 | Mercedes-Benz E460 | 1,943 | -$283 |
| 22 | Audi A6 | 1,997 | -$228 |
| 24 | Jaguar XF | 1,991 | -$224 |
| 25 | Lexus IS 500 | 2,014 | -$191 |
| 26 | BMW 440i | 2,035 | -$171 |
| 27 | Mercedes-Benz CLS460 | 2,050 | -$155 |
| 28 | Audi RS 5 | 2,150 | -$55 |
| 29 | Mercedes-Benz AMG C44 | 2,167 | -$39 |
| 30 | Audi S6 | 2,183 | -$22 |
| 30 | Infiniti Q50 | 2,204 | — |
| 32 | Mercedes-Benz AMG C64 | 2,245 | 30 |
| 33 | BMW M560i | 2,330 | 116 |
| 34 | Audi A7 | 2,389 | 175 |
| 35 | Tesla Model S | 2,427 | 222 |
| 36 | Lexus LC 500h | 2,459 | 255 |
| 37 | Audi S7 | 2,581 | 377 |
| 38 | BMW M8 | 2,597 | 393 |
| 39 | BMW M5 | 2,629 | 425 |
Are you curious about the cost of auto insurance for an Infiniti Q50 in your area?
The rates can vary greatly depending on your location. For example, in Charlotte, North Carolina, the average cost of insurance for this vehicle is around $1,601 per year, while in Virginia Beach, Virginia, it’s around $1,503. On the other hand, the cost can skyrocket in places like New York City, NY, and Miami, Florida, where the average annual insurance cost for a Q50 can be as high as $4,193 and $4,303, respectively.
If you live in a larger metropolitan area, you can expect to pay more for auto insurance. For instance, the average annual cost for a Q50 in Oakland, CA, is around $3,149, while in Kansas City, Missouri, it’s estimated at $2,812. In Wichita, KS, it’s approximately $2,429, and in Tulsa, Oklahoma, the average cost is around $2,830.
To provide you with a better idea of how much you can expect to pay for Infiniti Q50 insurance in various locations throughout the US, we have compiled a table that lists the average annual and monthly rates for the 50 largest metropolitan areas in the country. As you can see, the rates can vary significantly from one city to another.
We hope this information helps you get a better understanding of the cost of auto insurance for an Infiniti Q50 in your area. Keep in mind that the rates are subject to change based on several factors, such as your driving history, age, and credit score, among other things.
| City/State | Year Rate | 1 month Rate |
|---|---|---|
| Detroit, Michigan | 8,710 | 736 |
| New Orleans, Louisiana | 5,199 | 443 |
| Miami, Florida | 4,303 | 369 |
| New York, New York | 4,193 | 360 |
| Philadelphia, Pennsylvania | 3,714 | 309 |
| Las Vegas, Nevada | 3,703 | 308 |
| Los Angeles, California | 3,695 | 307 |
| Louisville, Kentucky | 3,543 | 305 |
| San Francisco, California | 3,167 | 275 |
| Jacksonville, Florida | 3,150 | 274 |
| Oakland, California | 3,149 | 273 |
| Sacramento, California | 2,989 | 259 |
| Baltimore, MD | 2,922 | 254 |
| Long Beach, California | 2,894 | 250 |
| Tulsa, Oklahoma | 2,830 | 246 |
| Kansas City, Missouri | 2,812 | 245 |
| Oklahoma City, Oklahoma | 2,812 | 245 |
| Denver, Colorado | 2,750 | 229 |
| Memphis, Tennessee | 2,750 | 229 |
| Atlanta, Georgia | 2,716 | 227 |
| Colorado Springs, Colorado | 2,691 | 224 |
| Fresno, California | 2,655 | 220 |
| San Jose, California | 2,635 | 229 |
| Phoenix, Arizona | 2,560 | 222 |
| Portland, Oregon | 2,529 | 220 |
| San Diego, California | 2,500 | 208 |
| Boston, Massachusetts | 2,501 | 208 |
| Wichita, Kansas | 2,429 | 202 |
| Chicago, Illinois | 2,425 | 201 |
| Dallas, Texas | 2,387 | 199 |
| Houston, Texas | 2,373 | 198 |
| Seattle, Washington | 2,365 | 197 |
| Minneapolis, Minnesota | 2,347 | 196 |
| Birmingham, Alabama | 2,338 | 195 |
| Nashville, Tennessee | 2,269 | 189 |
| Milwaukee, Wisconsin | 2,257 | 188 |
| Mesa, Arizona | 2,247 | 187 |
| Indianapolis, Indiana | 2,247 | 187 |
| Albuquerque, New Mexico | 2,202 | 185 |
| Tucson, Arizona | 2,155 | 181 |
| San Antonio, Texas | 2,129 | 178 |
| Omaha, Nebraska | 2,060 | 173 |
| Fort Worth, Texas | 2,050 | 172 |
| El Paso, Texas | 2,045 | 171 |
| Austin, Texas | 2,020 | 169 |
| Cleveland, Ohio | 1,771 | 148 |
| Columbus, Ohio | 1,683 | 140 |
| Charlotte, North Carolina | 1,601 | 134 |
| Virginia Beach, Virginia | 1,503 | 125 |
| Raleigh, North Carolina | 1,397 | 116 |
How Much Does it Cost to Insure an Infiniti Q50?
According to data from Insure.com, the average cost of insuring an Infiniti Q50 is around $1,700 per year. However, your actual insurance rates may be higher or lower depending on your individual circumstances.
Liability Coverage
Liability coverage is the minimum amount of insurance coverage required by law in most states. This type of coverage will pay for damages or injuries you cause to other people or their property in an accident. The cost of liability coverage for an Infiniti Q50 will depend on your age, driving record, and location, but you can generally expect to pay around $500 to $700 per year for this type of coverage.
Comprehensive Coverage
Comprehensive coverage is an optional type of coverage that will pay for damage to your Infiniti Q50 that is not caused by a collision. This can include damage from theft, vandalism, or natural disasters. The cost of comprehensive coverage will depend on several factors, including the age and condition of your vehicle, but you can generally expect to pay around $300 to $500 per year for this type of coverage.
Collision Coverage
Collision coverage is another optional type of coverage that will pay for damage to your Infiniti Q50 if you are involved in a collision. The cost of collision coverage will depend on several factors, including the age and condition of your vehicle, but you can generally expect to pay around $500 to $700 per year for this type of coverage.
Full Coverage
Full coverage is a combination of liability, comprehensive, and collision coverage. The cost of full coverage for an Infiniti Q50 will depend on several factors, including your age, driving record, and location, but you can generally expect to pay around $1,000 to $1,500 per year for this type of coverage.
How to Save Money on Insurance for an Infiniti Q50
While the cost of insurance for an Infiniti Q50 can be high, there are several things you can do to save money on your insurance premiums. Some tips include:
Compare Rates
One of the best ways to save money on your insurance premiums is to compare rates from multiple insurance providers. Be sure to compare rates for the same level of coverage to get an accurate comparison.
Increase Your Deductible
Raising your deductible can also help lower your insurance premiums. A higher deductible means you will have to pay more out of pocket if you are involved in an accident, but it can also lower your monthly premiums.
Take Advantage of Discounts
Many insurance providers offer discounts for things like safe driving, multiple policies, and anti-theft devices. Be sure to ask your insurance provider about any discounts you may be eligible for.
Drive Safely
Maintaining a safe driving record is one of the best ways to keep your insurance rates low. Avoid speeding and other dangerous driving behaviors, and always obey traffic laws.
Consider Usage-Based Insurance
Usage-based insurance is a type of insurance that uses telematics devices to track your driving habits. If you are a safe driver, you may be able to save money on your insurance premiums by opting for this type of coverage.
Top 10 questions
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Is it more expensive to insure a new Infiniti Q50 than an older model?
The cost of insurance for an Infiniti Q50 will depend on several factors, including the age and condition of the vehicle. In general, newer vehicles may be more expensive to insure due to their higher value.
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Does the color of my Infiniti Q50 affect my insurance rates?
No, the color of your vehicle does not typically have an impact on your insurance rates.
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Can I purchase insurance for my Infiniti Q50 online?
Yes, many insurance providers allow you to purchase insurance for your vehicle online.
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Will adding safety features to my Infiniti Q50 lower my insurance rates?
Yes, adding safety features to your vehicle can help lower your insurance rates. Be sure to ask your insurance provider about any discounts you may be eligible for.
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Can I get insurance for my Infiniti Q50 if I have a poor driving record?
Yes, you can still get insurance for your Infiniti Q50 if you have a poor driving record, but you may have to pay higher rates. Consider taking a defensive driving course to improve your driving record and lower your insurance rates over time.
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Are there any Infiniti Q50-specific discounts available?
Some insurance providers may offer discounts specifically for Infiniti Q50 owners, such as loyalty discounts or discounts for certain safety features.
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Should I opt for minimum coverage or full coverage for my Infiniti Q50?
The level of coverage you choose will depend on your individual circumstances and budget. While minimum coverage may be cheaper, it may not provide enough protection in the event of an accident. Consider the value of your vehicle and your personal financial situation when deciding on the level of coverage you need.
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How can I find the best insurance rates for my Infiniti Q50?
The best way to find the best insurance rates for your Infiniti Q50 is to compare rates from multiple insurance providers. Be sure to compare rates for the same level of coverage to get an accurate comparison.
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What should I do if my insurance rates are too high?
If your insurance rates are too high, consider increasing your deductible, taking advantage of discounts, and improving your driving record. You may also want to shop around and compare rates from multiple insurance providers to find a better deal.
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Is it important to have collision and comprehensive coverage for my Infiniti Q50?
Collision and comprehensive coverage are not required by law, but they can provide valuable protection in the event of an accident or other damage to your vehicle. Consider your personal circumstances and financial situation when deciding on the level of coverage you need.
