Ford Edge Car Insurance Rates
How much does Ford Edge auto insurance cost?
On average, Ford Edge car insurance rates cost $1,375 annually, equivalent to around $114 per month in Oregon. When broken down into individual coverage categories, comprehensive coverage costs an estimated $369 per year, collision auto insurance costs approximately $657, while liability and medical coverage make up the remaining costs of about $370.
The chart below provides an overview of the average auto insurance costs for a 2022 Ford Edge based on different age groups and risk profiles.
|Driver Risk Profile||Year Rate||1 month Rate|
|High Risk Age Group 30-39||3,073||267|
|Safe Age Group 20-29||2,705||226|
|At-fault Accidents Age 40-49||1,914||160|
|Low Deductibles Age 40-49||1,816||152|
|Safe Age Group 30-39||1,454||120|
|Safe Age Group 40-49||1,375||114|
|Safe Age Group 50-59||1,250||103|
|Safe Age Group 60+||1,226||101|
|High Deductibles Age 40-49||1,137||96|
|Discount Rate Age 40-49||1,137||96|
To give you a better understanding of the entire range of possible insurance rates, consider that liability-only insurance for a Ford Edge in less expensive areas of Illinois or Wisconsin may cost as little as $229 per year. However, auto insurance costs for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana could be as much as $15,224 per year for full coverage.
Comparison of Ford Edge Auto Insurance Costs with all mid-size crossovers
In the mid-size crossover category, the Ford Edge holds the third spot out of 30 cars. The average annual premium for full-coverage insurance for the Edge is $1,375, which is $169 less than the segment average of $1,543 per year.
Compared to other popular mid-size crossovers, the Ford Edge has lower average insurance rates. It costs $304 less to insure annually than the Jeep Grand Cherokee, $160 less than the Toyota Highlander, $59 less than the Ford Explorer, and $327 less than the Jeep Cherokee.
The following chart compares the average auto insurance rates for a Ford Edge with the top 10 most popular mid-size crossovers for the 2022 model year. For a complete segment comparison, you will find an expanded table below that details average insurance rates for every vehicle in the mid-size crossover class.
Rank Vehicle Auto
- Honda Passport $1,228
- Subaru Ascent $1,300
- Ford Edge $1,375
- Subaru Outback $1,399
- Nissan Murano $1,406
- Toyota Venza $1,425
- Ford Explorer $1,433
- Kia Sorento $1,443
- Hyundai Palisade $1,463
- Volkswagen Atlas $1,473
- Toyota 4Runner $1,487
- Volkswagen Atlas Cross Sport $1,525
- Mazda CX-9 $1,529
- GMC Acadia $1,530
- Toyota Highlander $1,535
- Nissan Pathfinder $1,540
- Honda Pilot $1,545
- Mitsubishi Outlander Sport $1,549
- Buick Enclave $1,562
- Chevrolet Traverse $1,570
- Hyundai Santa Fe $1,589
- Kia Telluride $1,597
- Chevrolet Blazer $1,600
- Jeep Grand Cherokee $1,679
- Jeep Cherokee $1,691
- Mitsubishi Outlander PHEV $1,765
- Dodge Durango $1,782
- Tesla Model Y $1,803
- Rivian R1S $1,898
Which Edge model has the cheapest insurance?
For an average driver, Ford Edge insurance rates can range from $1,291 to $1,437 per year. The SE is the least expensive model to insure, with an average annual premium for full-coverage insurance of $1,291. The SEL model follows at $1,345 per year. Be prepared to pay a minimum of $107 per month for full-coverage insurance.
On the other hand, the most expensive configurations to insure are the ST model at $1,437 per year and the ST-Line at $1,402 per year. These models cost an additional $147 per year compared to the SE model.
The table below shows the average yearly, six-month, and one-month insurance rates for each Ford Edge configuration.
|Ford Edge configuration||Per Year||Per 6 Month||Per Month|
Ford Edge Car Insurance Rates by Model Year
If you own a Ford Edge or are considering buying one, it’s important to know how much it will cost to insure. This guide provides the average insurance rates for every configuration of the Ford Edge, spanning model years 2013 to 2023.
2023 Ford Edge Insurance cost
Based on the data you provided, here is a table showing the estimated insurance rates for the 2023 Ford Edge by model:
|Model Configuration||Estimated Annual Insurance Cost||Estimated Monthly Insurance Cost|
|Edge SE 2WD||$1,153||$96|
|Edge SEL 2WD||$1,226||$102|
|Edge ST-Line 2WD||$1,282||$107|
|Edge Titanium 2WD||$1,312||$109|
|Edge SE AWD||$1,226||$102|
|Edge SEL AWD||$1,299||$108|
|Edge ST-Line AWD||$1,355||$113|
|Edge Titanium AWD||$1,360||$113|
Please note that these are only estimates and actual insurance rates may vary based on individual circumstances and other factors. It’s always best to consult with your insurance provider for more accurate and personalized information on insurance rates.
2022 Ford Edge Auto Insurance Rates
The average cost of auto insurance for a 2022 Ford Edge is $1,250 per year or around $104 per month. However, insurance rates vary depending on the configuration of the vehicle, ranging from $1,163 per year for the Edge SE 2WD to $1,320 for the Edge Titanium All Wheel Drive.
|2022 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,220||102|
|SEL All Wheel Drive||1,277||106|
|ST All Wheel Drive||1,320||109|
|Titanium All Wheel Drive||1,320||109|
How much does 2020 – 2021 Edge auto insurance cost?
For a 2020, 2021 Ford Edge, the average insurance rates are $1,225 per year or about $102 per month. Rates for the different configurations range from $1,139 a year for the Edge SE 2WD to $1,293 for the Edge Titanium All Wheel Drive.
|Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,195||100|
|SEL All Wheel Drive||1,249||103|
|ST All Wheel Drive||1,293||107|
|Titanium All Wheel Drive||1,293||107|
How much are 2019 Ford Edge car insurance rates?
The average insurance rates for a 2019 Ford Edge are $1,299 per year or around $107 per month. Rates for different configurations vary from $1,181 a year for the Edge SE 2WD to $1,375 for the Edge Titanium All Wheel Drive.
|2019 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,225||102|
|SEL All Wheel Drive||1,291||107|
|ST All Wheel Drive||1,375||114|
|Titanium All Wheel Drive||1,375||114|
How much does 2018 Ford Edge auto insurance cost?
In 2018, the average insurance cost for a Ford Edge was $1,243 per year or around $103 per month. Costs for different configurations ranged from $1,153 a year for the Edge SE 2WD to $1,336 for the Edge Sport All Wheel Drive.
|2018 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,193||99|
|SEL All Wheel Drive||1,257||104|
|Titanium All Wheel Drive||1,297||107|
|Sport All Wheel Drive||1,336||111|
What does 2017 Edge auto insurance cost?
For a 2017 Ford Edge, the average insurance cost is $1,200 per year or around $100 per month. Rates range from $1,120 per year for the Edge SE 2WD to $1,301 for the Edge Sport All Wheel Drive.
|2017 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,160||98|
|SEL All Wheel Drive||1,220||101|
|Titanium All Wheel Drive||1,260||104|
|Sport All Wheel Drive||1,301||108|
How much is 2016 Ford Edge insurance?
For a 2016 Ford Edge, the average insurance cost is $1,249 per year or around $103 per month. Rates range from $1,171 per year for the Edge SE 2WD to $1,329 for the Edge Sport All Wheel Drive.
|2016 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,206||101|
|SEL All Wheel Drive||1,255||104|
|Titanium All Wheel Drive||1,291||107|
|Sport All Wheel Drive||1,329||110|
What is the average cost for 2015 Ford Edge insurance?
For a 2015 Ford Edge, insurance rates average $1,204 per year or around $100 per month. Rates range from $1,135 per year for the Edge SE 2WD to $1,285 for the Edge Sport All Wheel Drive.
|2015 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||1,171||99|
|SEL All Wheel Drive||1,204||100|
|Titanium All Wheel Drive||1,250||103|
|Sport All Wheel Drive||1,285||106|
How much is 2014 Edge insurance?
For a 2014 Ford Edge, the average insurance cost is $987 per year or around $82 per month. Rates range from $909 per year for the Edge SE 2WD to $1,027 for the Edge Sport All Wheel Drive.
|2014 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||940||79|
|SEL All Wheel Drive||995||84|
|Limited All Wheel Drive||1,027||87|
|Sport All Wheel Drive||1,027||87|
What does 2013 Ford Edge auto insurance cost?
For a 2013 Ford Edge, insurance rates average $1,004 per year or around $85 per month. Rates range from $916 per year for the Edge SE 2WD to $1,055 for the Edge Sport All Wheel Drive.
|2013 Ford Edge configuration||Year Rate||Per Month|
|SE All Wheel Drive||947||79|
|SEL All Wheel Drive||1,025||86|
|Limited All Wheel Drive||1,055||89|
|Sport All Wheel Drive||1,055||89|
Do the place you live in influence the cost of insuring your Ford Edge?
The answer is yes. Your zip code can play a significant role in determining how much you will pay for your auto insurance. The insurance rates for a Ford Edge can vary greatly depending on where you reside. For instance, in Virginia Beach, Virginia, you may pay as little as $933 per year, while in Charlotte, North Carolina, you may pay around $993. On the other hand, in Miami, Florida, you may be charged up to $2,665 per year, and in Detroit, Michigan, the cost can be as high as $5,385.
Other cities where the insurance rates for a Ford Edge can be high or low include El Paso, TX, where you may pay $1,275 per year, San Diego, California, where the estimated cost is $1,556, Colorado Springs, Colorado, where the average is $1,666, and Houston, Texas, where the cost is $1,469.
|City/State||Year Rate||1 month Rate|
|New York, New York||2,601||226|
|Los Angeles, California||2,287||191|
|San Francisco, California||1,967||164|
|San Jose, California||1,633||136|
|San Diego, California||1,556||130|
|San Antonio, Texas||1,325||110|
Below is a table of Ford Edge auto insurance costs by state
If you’re wondering about the average cost of Ford Edge auto insurance in your state, it’s worth noting that insurance rates can vary significantly from state to state. For example, states like Maine and Iowa tend to have lower insurance rates, with average rates of $959 and $993 per year, respectively. Meanwhile, states like Florida, Michigan, and Louisiana have more expensive insurance, with rates ranging from $1,998 to $2,187 per year.
The average insurance rates for Ford Edge in most other states fall closer to the national average. States such as Arkansas, South Dakota, and Colorado have average Ford Edge insurance rates of $1,479, $1,255, and $1,475 per year, respectively.
|U.S. State||Year (12 mo)||Six-Month Cost||1 Mo|
How to Save Money on Ford Edge Insurance
- Shop around for insurance rates: Take the time to compare rates from different insurance providers to find the best deal. You can use online comparison tools to make the process faster and easier.
- Increase your deductible: By raising your deductible, you can lower your monthly premium payments. However, keep in mind that you will need to pay more out of pocket if you get into an accident.
- Choose a safe model: The safety rating of your car can affect your insurance premiums. The Ford Edge is a safe car, so it may be less expensive to insure than other models.
- Maintain a good driving record: If you have a clean driving record, you may qualify for a lower rate. Avoid accidents, traffic violations, and claims to keep your premiums low.
- Bundle your insurance policies: If you have multiple insurance policies with the same provider, you may be able to save money by bundling them together.
- Ask about discounts: Some insurance providers offer discounts for good grades, safety features, or low mileage. Be sure to ask about any potential discounts that you may qualify for.
- Consider usage-based insurance: Some insurance companies offer usage-based insurance, which adjusts your premiums based on how much you drive. If you don’t drive often, this could be a way to save money on your Ford Edge insurance.
- Install safety features: The Ford Edge comes with a range of safety features such as airbags, anti-lock brakes, and stability control. Adding extra safety features like a backup camera or anti-theft device can also help to lower your insurance costs.
- Choose a higher credit score: Having a good credit score can also help to lower your insurance premiums. Insurance companies often use credit scores to determine risk, so improving your score can help you qualify for better rates.
- Avoid making small claims: Making small claims can sometimes cause your premiums to go up, so it’s best to avoid making claims for minor damages. Consider paying for small repairs out of pocket instead of filing a claim.
- Drive safely: In addition to maintaining a clean driving record, safe driving habits can also help to lower your insurance rates. Avoid speeding, distracted driving, and other risky behaviors that could increase your chances of getting into an accident.
- Consider pay-per-mile insurance: If you don’t drive very often, pay-per-mile insurance could be a good option for you. This type of insurance charges you based on how much you drive, so it can be a cost-effective way to insure your Ford Edge.
Understanding Ford Edge Liability Insurance
By following these tips, you can save money on your Ford Edge insurance without sacrificing coverage or quality. Remember to shop around, compare rates, and ask about discounts to get the best deal on your insurance policy.
Ford Edge liability insurance is a type of auto insurance that covers the cost of damage or injury that you may cause to another person or their property while driving your Ford Edge. Liability insurance is a legal requirement in most states in the US, and it typically consists of two main types of coverage: bodily injury liability and property damage liability.
Bodily injury liability coverage helps to pay for medical expenses, lost wages, and other costs associated with injuries sustained by other drivers, passengers, or pedestrians in an accident that you caused while driving your Ford Edge. Property damage liability coverage helps to pay for the cost of repairing or replacing another person’s vehicle or other property that was damaged in the accident.
The amount of liability coverage that you need for your Ford Edge will depend on your state’s minimum requirements, as well as your personal financial situation and level of risk. It’s important to note that liability insurance only covers damages that you are liable for, and it does not cover damages to your own vehicle or personal injuries that you may sustain in an accident.
To ensure that you have adequate liability coverage for your Ford Edge, it’s recommended that you speak with an insurance agent and review your policy regularly to make sure that it meets your needs. By having the right liability insurance coverage in place, you can protect yourself from financial losses and legal liabilities in the event of an accident.
Collision Coverage for Your Ford Edge
Collision coverage is a type of auto insurance that covers the cost of repairing or replacing your Ford Edge if it is damaged in a collision with another vehicle or object, regardless of who is at fault. Collision coverage is an optional coverage, but it is often recommended for new or valuable vehicles like the Ford Edge.
If you have collision coverage for your Ford Edge, your insurance company will pay for the cost of repairing or replacing your vehicle, up to the actual cash value of the car, minus your deductible. Your deductible is the amount that you agree to pay out of pocket before your insurance coverage kicks in.
It’s important to note that collision coverage only covers damages sustained in a collision, and it does not cover damages from other types of accidents or incidents, such as theft, vandalism, or weather-related damage. For these types of damages, you may need to add additional coverage to your policy, such as comprehensive coverage.
When deciding whether to add collision coverage to your Ford Edge insurance policy, consider the value of your vehicle and your personal financial situation. If you have a newer or more expensive Ford Edge, collision coverage can provide valuable protection and peace of mind in the event of an accident. However, if your car is older or has a lower value, the cost of collision coverage may not be worth the potential payout.
To determine whether collision coverage is right for your Ford Edge, speak with an insurance agent, compare quotes from different providers, and review your policy carefully to ensure that it meets your needs and budget.
Get Discounts on Your Ford Edge Insurance
Here are some ways to get discounts on your Ford Edge insurance:
- Bundle your policies: If you have multiple insurance policies, such as home or renters insurance, consider bundling them with the same insurance company. Many insurance companies offer multi-policy discounts, which can help you save money on your premiums.
- Choose a higher deductible: A deductible is the amount you pay out of pocket before your insurance kicks in. By choosing a higher deductible, you can lower your monthly premiums. Just be sure that you can afford to pay the deductible in case of an accident.
- Drive safely: Safe driving habits can help you qualify for lower insurance rates. Avoid accidents, traffic violations, and claims to keep your premiums low. Some insurance companies offer safe driver discounts, which reward drivers with a clean driving record.
- Install safety features: The Ford Edge comes with many safety features, such as airbags and anti-lock brakes. Adding extra safety features like a backup camera or anti-theft device can also help to lower your insurance costs.
- Ask about discounts: Be sure to ask your insurance provider about any potential discounts that you may qualify for. Some insurance companies offer discounts for good grades, military service, or membership in certain organizations.
- Take a defensive driving course: Completing a defensive driving course can help you improve your driving skills and qualify for lower insurance rates. Check with your insurance provider to see if they offer discounts for completing a course.
By taking advantage of these discounts, you can save money on your Ford Edge insurance without sacrificing coverage or quality. It’s important to shop around, compare rates, and review your policy regularly to ensure that you are getting the best deal on your insurance coverage.
Full Coverage Ford Edge Insurance
Full coverage Ford Edge insurance typically refers to a policy that includes liability coverage, collision coverage, and comprehensive coverage.
Liability coverage is required by law in most states and helps cover the costs associated with bodily injury and property damage to others if you are at fault in an accident. It can also help cover legal fees if you are sued for damages.
Collision coverage pays for the cost of repairing or replacing your Ford Edge if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
Comprehensive coverage helps protect your Ford Edge from non-collision incidents such as theft, vandalism, and damage from natural disasters like hail or flood. It also covers damage caused by hitting an animal, such as a deer.
Full coverage Ford Edge insurance typically provides more comprehensive protection than a basic liability policy, and it can help protect you from financial loss in the event of an accident or other incident.
However, it’s important to note that full coverage insurance can be more expensive than liability-only coverage, and you will need to pay a deductible before your insurance kicks in. The cost of your full coverage policy will depend on factors such as your driving record, the value of your Ford Edge, and the level of coverage that you choose.
To find the best full coverage Ford Edge insurance policy for your needs and budget, compare quotes from different providers, speak with an insurance agent, and review your policy carefully to ensure that it meets your needs.
The cost of full coverage Ford Edge insurance can vary depending on a number of factors, including your age, driving record, location, and the level of coverage that you choose. On average, the cost of full coverage insurance for a Ford Edge can range from $1,400 to $1,700 per year.