Ford Edge Car Insurance Rates

How much does Ford Edge auto insurance cost?

On average, Ford Edge car insurance rates cost $1,375 annually, equivalent to around $114 per month in Oregon. When broken down into individual coverage categories, comprehensive coverage costs an estimated $369 per year, collision auto insurance costs approximately $657, while liability and medical coverage make up the remaining costs of about $370.

The chart below provides an overview of the average auto insurance costs for a 2022 Ford Edge based on different age groups and risk profiles.

Summary of Ford Edge Auto Insurance Costs
Driver Risk Profile Year Rate 1 month Rate
High Risk Age Group 30-39 3,073 267
Safe Age Group 20-29 2,705 226
At-fault Accidents Age 40-49 1,914 160
Low Deductibles Age 40-49 1,816 152
Safe Age Group 30-39 1,454 120
Safe Age Group 40-49 1,375 114
Safe Age Group 50-59 1,250 103
Safe Age Group 60+ 1,226 101
High Deductibles Age 40-49 1,137 96
Discount Rate Age 40-49 1,137 96

To give you a better understanding of the entire range of possible insurance rates, consider that liability-only insurance for a Ford Edge in less expensive areas of Illinois or Wisconsin may cost as little as $229 per year. However, auto insurance costs for a 16-year-old driver with an at-fault accident in some urban areas in Louisiana could be as much as $15,224 per year for full coverage.

Comparison of Ford Edge Auto Insurance Costs with all mid-size crossovers

In the mid-size crossover category, the Ford Edge holds the third spot out of 30 cars. The average annual premium for full-coverage insurance for the Edge is $1,375, which is $169 less than the segment average of $1,543 per year.

Ford Edge Car Insurance Rates

Compared to other popular mid-size crossovers, the Ford Edge has lower average insurance rates. It costs $304 less to insure annually than the Jeep Grand Cherokee, $160 less than the Toyota Highlander, $59 less than the Ford Explorer, and $327 less than the Jeep Cherokee.

The following chart compares the average auto insurance rates for a Ford Edge with the top 10 most popular mid-size crossovers for the 2022 model year. For a complete segment comparison, you will find an expanded table below that details average insurance rates for every vehicle in the mid-size crossover class.

Rank Vehicle Auto

  1. Honda Passport $1,228
  2. Subaru Ascent $1,300
  3. Ford Edge $1,375
  4. Subaru Outback $1,399
  5. Nissan Murano $1,406
  6. Toyota Venza $1,425
  7. Ford Explorer $1,433
  8. Kia Sorento $1,443
  9. Hyundai Palisade $1,463
  10. Volkswagen Atlas $1,473
  11. Toyota 4Runner $1,487
  12. Volkswagen Atlas Cross Sport $1,525
  13. Mazda CX-9 $1,529
  14. GMC Acadia $1,530
  15. Toyota Highlander $1,535
  16. Nissan Pathfinder $1,540
  17. Honda Pilot $1,545
  18. Mitsubishi Outlander Sport $1,549
  19. Buick Enclave $1,562
  20. Chevrolet Traverse $1,570
  21. Hyundai Santa Fe $1,589
  22. Kia Telluride $1,597
  23. Chevrolet Blazer $1,600
  24. Jeep Grand Cherokee $1,679
  25. Jeep Cherokee $1,691
  26. Mitsubishi Outlander PHEV $1,765
  27. Dodge Durango $1,782
  28. Tesla Model Y $1,803
  29. Rivian R1S $1,898

Which Edge model has the cheapest insurance?

For an average driver, Ford Edge insurance rates can range from $1,291 to $1,437 per year. The SE is the least expensive model to insure, with an average annual premium for full-coverage insurance of $1,291. The SEL model follows at $1,345 per year. Be prepared to pay a minimum of $107 per month for full-coverage insurance.

On the other hand, the most expensive configurations to insure are the ST model at $1,437 per year and the ST-Line at $1,402 per year. These models cost an additional $147 per year compared to the SE model.

The table below shows the average yearly, six-month, and one-month insurance rates for each Ford Edge configuration.

Ford Edge Auto Insurance Costs by Configuration
Ford Edge configuration Per Year Per 6 Month Per Month
SE 1,291 650 107
SEL 1,345 678 111
Titanium 1,391 701 115
ST-Line 1,402 711 117
ST 1,437 724 119

Ford Edge Car Insurance Rates by Model Year

If you own a Ford Edge or are considering buying one, it’s important to know how much it will cost to insure. This guide provides the average insurance rates for every configuration of the Ford Edge, spanning model years 2013 to 2023.

2023 Ford Edge Insurance cost

Based on the data you provided, here is a table showing the estimated insurance rates for the 2023 Ford Edge by model:

Model Configuration Estimated Annual Insurance Cost Estimated Monthly Insurance Cost
Edge SE 2WD $1,153 $96
Edge SEL 2WD $1,226 $102
Edge ST-Line 2WD $1,282 $107
Edge Titanium 2WD $1,312 $109
Edge SE AWD $1,226 $102
Edge SEL AWD $1,299 $108
Edge ST-Line AWD $1,355 $113
Edge Titanium AWD $1,360 $113

Please note that these are only estimates and actual insurance rates may vary based on individual circumstances and other factors. It’s always best to consult with your insurance provider for more accurate and personalized information on insurance rates.

2022 Ford Edge Auto Insurance Rates

The average cost of auto insurance for a 2022 Ford Edge is $1,250 per year or around $104 per month. However, insurance rates vary depending on the configuration of the vehicle, ranging from $1,163 per year for the Edge SE 2WD to $1,320 for the Edge Titanium All Wheel Drive.

2022 Ford Edge auto insurance cost by configuration
2022 Ford Edge configuration Year Rate Per Month
SE 2WD 1,163 98
SE All Wheel Drive 1,220 102
SEL 2WD 1,220 102
SEL All Wheel Drive 1,277 106
Titanium 2WD 1,277 106
ST All Wheel Drive 1,320 109
Titanium All Wheel Drive 1,320 109

How much does 2020 – 2021 Edge auto insurance cost?

For a 2020, 2021 Ford Edge, the average insurance rates are $1,225 per year or about $102 per month. Rates for the different configurations range from $1,139 a year for the Edge SE 2WD to $1,293 for the Edge Titanium All Wheel Drive.

2020, 21 Ford Edge auto insurance cost by configuration
Ford Edge configuration Year Rate Per Month
SE 2WD 1,139 96
SE All Wheel Drive 1,195 100
SEL 2WD 1,195 100
SEL All Wheel Drive 1,249 103
Titanium 2WD 1,249 103
ST All Wheel Drive 1,293 107
Titanium All Wheel Drive 1,293 107

How much are 2019 Ford Edge car insurance rates?

The average insurance rates for a 2019 Ford Edge are $1,299 per year or around $107 per month. Rates for different configurations vary from $1,181 a year for the Edge SE 2WD to $1,375 for the Edge Titanium All Wheel Drive.

2019 Ford Edge auto insurance cost by configuration
2019 Ford Edge configuration Year Rate Per Month
SE 2WD 1,181 99
SE All Wheel Drive 1,225 102
SEL 2WD 1,291 107
SEL All Wheel Drive 1,291 107
Titanium 2WD 1,332 110
ST All Wheel Drive 1,375 114
Titanium All Wheel Drive 1,375 114

How much does 2018 Ford Edge auto insurance cost?

In 2018, the average insurance cost for a Ford Edge was $1,243 per year or around $103 per month. Costs for different configurations ranged from $1,153 a year for the Edge SE 2WD to $1,336 for the Edge Sport All Wheel Drive.

Ford Edge Car Insurance Cost 2018

2018 Ford Edge auto insurance cost by configuration
2018 Ford Edge configuration Year Rate Per Month
SE 2WD 1,153 97
SE All Wheel Drive 1,193 99
SEL 2WD 1,193 99
SEL All Wheel Drive 1,257 104
Titanium 2WD 1,257 104
Titanium All Wheel Drive 1,297 107
Sport All Wheel Drive 1,336 111

What does 2017 Edge auto insurance cost?

For a 2017 Ford Edge, the average insurance cost is $1,200 per year or around $100 per month. Rates range from $1,120 per year for the Edge SE 2WD to $1,301 for the Edge Sport All Wheel Drive.

2017 Ford Edge auto insurance cost by configuration
2017 Ford Edge configuration Year Rate Per Month
SE 2WD 1,120 94
SE All Wheel Drive 1,160 98
SEL 2WD 1,160 98
SEL All Wheel Drive 1,220 101
Titanium 2WD 1,220 101
Titanium All Wheel Drive 1,260 104
Sport All Wheel Drive 1,301 108

How much is 2016 Ford Edge insurance?

For a 2016 Ford Edge, the average insurance cost is $1,249 per year or around $103 per month. Rates range from $1,171 per year for the Edge SE 2WD to $1,329 for the Edge Sport All Wheel Drive.

2016 Ford Edge auto insurance cost by configuration
2016 Ford Edge configuration Year Rate Per Month
SE 2WD 1,171 99
SE All Wheel Drive 1,206 101
SEL 2WD 1,206 101
SEL All Wheel Drive 1,255 104
Titanium 2WD 1,255 104
Titanium All Wheel Drive 1,291 107
Sport All Wheel Drive 1,329 110

What is the average cost for 2015 Ford Edge insurance?

For a 2015 Ford Edge, insurance rates average $1,204 per year or around $100 per month. Rates range from $1,135 per year for the Edge SE 2WD to $1,285 for the Edge Sport All Wheel Drive.

2015 Ford Edge auto insurance cost by configuration
2015 Ford Edge configuration Year Rate Per Month
SE 2WD 1,135 96
SE All Wheel Drive 1,171 99
SEL 2WD 1,171 99
SEL All Wheel Drive 1,204 100
Titanium 2WD 1,204 100
Sport 2WD 1,250 103
Titanium All Wheel Drive 1,250 103
Sport All Wheel Drive 1,285 106

How much is 2014 Edge insurance?

For a 2014 Ford Edge, the average insurance cost is $987 per year or around $82 per month. Rates range from $909 per year for the Edge SE 2WD to $1,027 for the Edge Sport All Wheel Drive.

2014 Ford Edge auto insurance cost by configuration
2014 Ford Edge configuration Year Rate Per Month
SE 2WD 909 76
SE All Wheel Drive 940 79
SEL 2WD 940 79
Limited 2WD 995 84
SEL All Wheel Drive 995 84
Limited All Wheel Drive 1,027 87
Sport 2WD 1,027 87
Sport All Wheel Drive 1,027 87

What does 2013 Ford Edge auto insurance cost?

For a 2013 Ford Edge, insurance rates average $1,004 per year or around $85 per month. Rates range from $916 per year for the Edge SE 2WD to $1,055 for the Edge Sport All Wheel Drive.

2013 Ford Edge auto insurance cost by configuration
2013 Ford Edge configuration Year Rate Per Month
SE 2WD 916 77
SE All Wheel Drive 947 79
SEL 2WD 977 82
Limited 2WD 1,025 86
SEL All Wheel Drive 1,025 86
Limited All Wheel Drive 1,055 89
Sport 2WD 1,055 89
Sport All Wheel Drive 1,055 89

Do the place you live in influence the cost of insuring your Ford Edge?

The answer is yes. Your zip code can play a significant role in determining how much you will pay for your auto insurance. The insurance rates for a Ford Edge can vary greatly depending on where you reside. For instance, in Virginia Beach, Virginia, you may pay as little as $933 per year, while in Charlotte, North Carolina, you may pay around $993. On the other hand, in Miami, Florida, you may be charged up to $2,665 per year, and in Detroit, Michigan, the cost can be as high as $5,385.

Other cities where the insurance rates for a Ford Edge can be high or low include El Paso, TX, where you may pay $1,275 per year, San Diego, California, where the estimated cost is $1,556, Colorado Springs, Colorado, where the average is $1,666, and Houston, Texas, where the cost is $1,469.

Ford Edge Insurance Rates by City/State
City/State Year Rate 1 month Rate
New York, New York 2,601 226
Philadelphia, Pennsylvania 2,299 192
Los Angeles, California 2,287 191
San Francisco, California 1,967 164
Jacksonville, Florida 1,955 163
San Jose, California 1,633 136
Phoenix, Arizona 1,589 133
San Diego, California 1,556 130
Chicago, Illinois 1,505 126
Dallas, Texas 1,477 122
Houston, Texas 1,469 122
Indianapolis, Indiana 1,391 115
San Antonio, Texas 1,325 110
Austin, Texas 1,260 104
Columbus, Ohio 1,033 87

Below is a table of Ford Edge auto insurance costs by state

If you’re wondering about the average cost of Ford Edge auto insurance in your state, it’s worth noting that insurance rates can vary significantly from state to state. For example, states like Maine and Iowa tend to have lower insurance rates, with average rates of $959 and $993 per year, respectively. Meanwhile, states like Florida, Michigan, and Louisiana have more expensive insurance, with rates ranging from $1,998 to $2,187 per year.

The average insurance rates for Ford Edge in most other states fall closer to the national average. States such as Arkansas, South Dakota, and Colorado have average Ford Edge insurance rates of $1,479, $1,255, and $1,475 per year, respectively.

Ford Edge auto insurance cost by U.S. State
U.S. State Year (12 mo) Six-Month Cost 1 Mo
Alabama 1,120 570 94
Alaska 1,206 603 101
Arizona 1,222 622 102
Arkansas 1,479 745 122
California 1,583 797 132
Colorado 1,475 743 122
Connecticut 1,340 675 111
Delaware 1,407 709 116
Florida 2,006 1,003 168
Georgia 1,338 674 111
Hawaii 943 477 79
Idaho 1,085 553 91
Illinois 1,108 564 93
Indiana 1,025 522 86
Iowa 993 507 84
Kansas 1,391 701 115
Kentucky 1,605 808 134
Louisiana 1,998 995 167
Maine 959 485 80
Maryland 1,253 632 104
Massachusetts 1,122 572 95
Michigan 2,187 1,094 183
Minnesota 1,206 603 101
Mississippi 1,307 659 108
Missouri 1,467 739 122
Montana 1,347 679 111
Nebraska 1,322 666 109
Nevada 1,504 763 126
New Hampshire 839 425 70
New Jersey 1,307 659 108
New Mexico 1,100 560 93
New York 1,470 740 122
North Carolina 883 446 74
North Dakota 1,140 581 96
Ohio 809 409 68
Oklahoma 1,345 678 111
Oregon 1,150 586 97
Pennsylvania 1,155 588 97
Rhode Island 1,627 818 136
South Carolina 1,275 643 105
South Dakota 1,255 633 104
Tennessee 1,085 553 91
Texas 1,303 657 108
Utah 1,135 578 96
Vermont 922 467 77
Virginia 896 453 75
Washington 1,043 532 88
West Virginia 1,247 629 103
Wisconsin 943 477 79
Wyoming 1,270 640 105

How to Save Money on Ford Edge Insurance

  1. Shop around for insurance rates: Take the time to compare rates from different insurance providers to find the best deal. You can use online comparison tools to make the process faster and easier.
  2. Increase your deductible: By raising your deductible, you can lower your monthly premium payments. However, keep in mind that you will need to pay more out of pocket if you get into an accident.
  3. Choose a safe model: The safety rating of your car can affect your insurance premiums. The Ford Edge is a safe car, so it may be less expensive to insure than other models.
  4. Maintain a good driving record: If you have a clean driving record, you may qualify for a lower rate. Avoid accidents, traffic violations, and claims to keep your premiums low.
  5. Bundle your insurance policies: If you have multiple insurance policies with the same provider, you may be able to save money by bundling them together.
  6. Ask about discounts: Some insurance providers offer discounts for good grades, safety features, or low mileage. Be sure to ask about any potential discounts that you may qualify for.
  7. Consider usage-based insurance: Some insurance companies offer usage-based insurance, which adjusts your premiums based on how much you drive. If you don’t drive often, this could be a way to save money on your Ford Edge insurance.
  1. Install safety features: The Ford Edge comes with a range of safety features such as airbags, anti-lock brakes, and stability control. Adding extra safety features like a backup camera or anti-theft device can also help to lower your insurance costs.
  2. Choose a higher credit score: Having a good credit score can also help to lower your insurance premiums. Insurance companies often use credit scores to determine risk, so improving your score can help you qualify for better rates.
  3. Avoid making small claims: Making small claims can sometimes cause your premiums to go up, so it’s best to avoid making claims for minor damages. Consider paying for small repairs out of pocket instead of filing a claim.
  4. Drive safely: In addition to maintaining a clean driving record, safe driving habits can also help to lower your insurance rates. Avoid speeding, distracted driving, and other risky behaviors that could increase your chances of getting into an accident.
  5. Consider pay-per-mile insurance: If you don’t drive very often, pay-per-mile insurance could be a good option for you. This type of insurance charges you based on how much you drive, so it can be a cost-effective way to insure your Ford Edge.

Understanding Ford Edge Liability Insurance

By following these tips, you can save money on your Ford Edge insurance without sacrificing coverage or quality. Remember to shop around, compare rates, and ask about discounts to get the best deal on your insurance policy.

Ford Edge liability insurance is a type of auto insurance that covers the cost of damage or injury that you may cause to another person or their property while driving your Ford Edge. Liability insurance is a legal requirement in most states in the US, and it typically consists of two main types of coverage: bodily injury liability and property damage liability.

Ford Edge Car Insurance Rates

Bodily injury liability coverage helps to pay for medical expenses, lost wages, and other costs associated with injuries sustained by other drivers, passengers, or pedestrians in an accident that you caused while driving your Ford Edge. Property damage liability coverage helps to pay for the cost of repairing or replacing another person’s vehicle or other property that was damaged in the accident.

The amount of liability coverage that you need for your Ford Edge will depend on your state’s minimum requirements, as well as your personal financial situation and level of risk. It’s important to note that liability insurance only covers damages that you are liable for, and it does not cover damages to your own vehicle or personal injuries that you may sustain in an accident.

To ensure that you have adequate liability coverage for your Ford Edge, it’s recommended that you speak with an insurance agent and review your policy regularly to make sure that it meets your needs. By having the right liability insurance coverage in place, you can protect yourself from financial losses and legal liabilities in the event of an accident.

Collision Coverage for Your Ford Edge

Collision coverage is a type of auto insurance that covers the cost of repairing or replacing your Ford Edge if it is damaged in a collision with another vehicle or object, regardless of who is at fault. Collision coverage is an optional coverage, but it is often recommended for new or valuable vehicles like the Ford Edge.

If you have collision coverage for your Ford Edge, your insurance company will pay for the cost of repairing or replacing your vehicle, up to the actual cash value of the car, minus your deductible. Your deductible is the amount that you agree to pay out of pocket before your insurance coverage kicks in.

It’s important to note that collision coverage only covers damages sustained in a collision, and it does not cover damages from other types of accidents or incidents, such as theft, vandalism, or weather-related damage. For these types of damages, you may need to add additional coverage to your policy, such as comprehensive coverage.

When deciding whether to add collision coverage to your Ford Edge insurance policy, consider the value of your vehicle and your personal financial situation. If you have a newer or more expensive Ford Edge, collision coverage can provide valuable protection and peace of mind in the event of an accident. However, if your car is older or has a lower value, the cost of collision coverage may not be worth the potential payout.

To determine whether collision coverage is right for your Ford Edge, speak with an insurance agent, compare quotes from different providers, and review your policy carefully to ensure that it meets your needs and budget.

Get Discounts on Your Ford Edge Insurance

Here are some ways to get discounts on your Ford Edge insurance:

  1. Bundle your policies: If you have multiple insurance policies, such as home or renters insurance, consider bundling them with the same insurance company. Many insurance companies offer multi-policy discounts, which can help you save money on your premiums.
  2. Choose a higher deductible: A deductible is the amount you pay out of pocket before your insurance kicks in. By choosing a higher deductible, you can lower your monthly premiums. Just be sure that you can afford to pay the deductible in case of an accident.
  3. Drive safely: Safe driving habits can help you qualify for lower insurance rates. Avoid accidents, traffic violations, and claims to keep your premiums low. Some insurance companies offer safe driver discounts, which reward drivers with a clean driving record.
  4. Install safety features: The Ford Edge comes with many safety features, such as airbags and anti-lock brakes. Adding extra safety features like a backup camera or anti-theft device can also help to lower your insurance costs.
  5. Ask about discounts: Be sure to ask your insurance provider about any potential discounts that you may qualify for. Some insurance companies offer discounts for good grades, military service, or membership in certain organizations.
  6. Take a defensive driving course: Completing a defensive driving course can help you improve your driving skills and qualify for lower insurance rates. Check with your insurance provider to see if they offer discounts for completing a course.

Insurance Rates

By taking advantage of these discounts, you can save money on your Ford Edge insurance without sacrificing coverage or quality. It’s important to shop around, compare rates, and review your policy regularly to ensure that you are getting the best deal on your insurance coverage.

Full Coverage Ford Edge Insurance

Full coverage Ford Edge insurance typically refers to a policy that includes liability coverage, collision coverage, and comprehensive coverage.

Liability coverage is required by law in most states and helps cover the costs associated with bodily injury and property damage to others if you are at fault in an accident. It can also help cover legal fees if you are sued for damages.

Collision coverage pays for the cost of repairing or replacing your Ford Edge if it is damaged in a collision with another vehicle or object, regardless of who is at fault.

Comprehensive coverage helps protect your Ford Edge from non-collision incidents such as theft, vandalism, and damage from natural disasters like hail or flood. It also covers damage caused by hitting an animal, such as a deer.

Full coverage Ford Edge insurance typically provides more comprehensive protection than a basic liability policy, and it can help protect you from financial loss in the event of an accident or other incident.

However, it’s important to note that full coverage insurance can be more expensive than liability-only coverage, and you will need to pay a deductible before your insurance kicks in. The cost of your full coverage policy will depend on factors such as your driving record, the value of your Ford Edge, and the level of coverage that you choose.

To find the best full coverage Ford Edge insurance policy for your needs and budget, compare quotes from different providers, speak with an insurance agent, and review your policy carefully to ensure that it meets your needs.

The cost of full coverage Ford Edge insurance can vary depending on a number of factors, including your age, driving record, location, and the level of coverage that you choose. On average, the cost of full coverage insurance for a Ford Edge can range from $1,400 to $1,700 per year.

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