Chevrolet Express auto insurance cost for 2023
The Chevrolet Express cargo van is an affordable vehicle to insure, with an average yearly rate of $1,275 or about $105 per month. Compared to other large vans, the Chevrolet Express is less expensive to insure by around $103 per year, and it is also $298 cheaper than the national average for all vehicles.
The cost of Chevy Express auto insurance can vary based on the age of the driver and the deductible amount. The following chart displays how Chevy Express auto insurance cost varies depending on the age group and the physical damage deductibles.
Chevy Express Auto Insurance Cost by Age Group and Deductibles:
| Age Group | Deductible | Yearly Cost | Monthly Cost |
|---|---|---|---|
| 20-29 | $1,000 | $2,139 | $179 |
| $500 | $2,499 | $207 | |
| $250 | $2,865 | $249 | |
| 30-39 | $1,000 | $1,129 | $95 |
| $500 | $1,340 | $111 | |
| $250 | $1,547 | $129 | |
| 40-49 | $1,000 | $1,083 | $91 |
| $500 | $1,275 | $105 | |
| $250 | $1,465 | $122 | |
| 50-59 | $1,000 | $998 | $83 |
| $500 | $1,153 | $97 | |
| $250 | $1,332 | $110 | |
| 60+ | $1,000 | $981 | $82 |
| $500 | $1,130 | $95 | |
| $250 | $1,307 | $108 |
Auto Insurance Cost Comparison: Chevrolet Express vs Large Vans
Compared to other full-size vans, Chevrolet Express cargo van auto insurance is cheaper by $67 per year compared to the Nissan NV, $273 per year compared to the Ford Transit, $122 per year compared to the GMC Savana, and $224 per year compared to the Ram Promaster.
The Chevrolet Express ranks second out of six vehicles in the large van segment in terms of auto insurance cost, with an average cost of $1,275 per year. The segment average cost is $1,378 per year, making the Chevrolet Express $103 per year cheaper than the segment average.
The following chart shows how Chevrolet Express insurance rates compare to other 2022 model year large vans, as well as the auto insurance cost difference between each model and the Express.
| Rating | Vehicle | Auto Insurance Rate | Difference |
|---|---|---|---|
| 1 | Ram Promaster City | $1,228 | -$47 |
| 2 | Chevrolet Express | $1,275 | — |
| 3 | Nissan NV | $1,340 | $67 |
| 4 | GMC Savana | $1,397 | $122 |
| 5 | Ram Promaster | $1,489 | $224 |
| 6 | Ford Transit | $1,537 | $273 |
If you’re looking to insure a Chevrolet Express cargo van, the cheapest model to insure is the Cargo 3600 2WD, with an average yearly cost of $1
What is the cheapest Chevrolet Express insurance?
Looking for the most affordable insurance for your Chevy Express? According to our research, the cheapest model to insure is the Cargo 3600 2WD with an average annual cost of $1,243 to $1,332. Following closely behind is the Cargo 3600 Extended 2WD, with an annual insurance cost of $1,250 per year.
If you are looking for full-coverage insurance, you should budget a minimum of $103 per month for the annual premium. However, if you own the Passenger 2600 2WD or Cargo 2600 Extended 2WD models, be prepared to pay a higher insurance cost of $1,332 and $1,303 per year, respectively. This is an additional $91 and $60 per year compared to the least expensive Cargo 3600 2WD model.
To help you better understand the estimated yearly and six-month policy costs, we have included a chart below that details the cost of insuring each Chevrolet Express configuration and trim level.
| Chevrolet Express configuration | Per Year | Per 6 Month | Per Month |
|---|---|---|---|
| Cargo 3600 2WD | 1,243 | 627 | 103 |
| Cargo 3600 Extended 2WD | 1,250 | 630 | 103 |
| Passenger 3600 2WD | 1,269 | 640 | 105 |
| Passenger 3600 Extended 2WD | 1,277 | 644 | 106 |
| Cargo 2600 2WD | 1,279 | 645 | 106 |
| Cargo 2600 Extended 2WD | 1,303 | 657 | 108 |
| Passenger 2600 2WD | 1,332 | 671 | 110 |
To sum up, if you’re looking for the most affordable Chevrolet Express insurance, go for the Cargo 3600 2WD or Cargo 3600 Extended 2WD models. However, if you own the Passenger 2600 2WD or Cargo 2600 Extended 2WD models, be prepared to pay more for insurance.
Factors That Impact Chevrolet Express Auto Insurance Cost
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Vehicle Type and Usage
The Chevrolet Express is a full-size van that is typically used for commercial purposes, such as transporting goods or passengers. The vehicle’s size and weight can affect its safety rating and the cost of repairs in case of an accident, which can impact your auto insurance rates.
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Age and Condition of the Vehicle
The age and condition of your Chevrolet Express can also affect your insurance rates. Older vehicles or those with high mileage may be more prone to mechanical issues or breakdowns, which can increase the likelihood of an accident. Additionally, if your vehicle has been modified or customized, such as with a wheelchair ramp or commercial wrap, it may require additional coverage.
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Driver’s Age, Experience, and Driving Record
Your personal factors, such as your age, experience, and driving record, can also impact your auto insurance rates for your Chevrolet Express. Younger or inexperienced drivers may be charged higher rates, as they are considered more risky to insure. Additionally, if you have a history of accidents or traffic violations, you may be deemed a high-risk driver and face higher rates.
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Location and Usage
Where you live and how you use your Chevrolet Express can also impact your auto insurance rates. If you use your vehicle for business purposes, you may need additional coverage, such as commercial auto insurance. Additionally, if you live in an area with high rates of accidents or vehicle thefts, you may face higher rates.
Tips for Saving on Chevrolet Express Auto Insurance Cost:
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Shop Around for Quotes
One of the best ways to save on your Chevrolet Express auto insurance cost is to shop around and compare quotes from multiple insurance providers. This will help you find the best coverage at the most affordable rate.
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Consider Higher Deductibles
Increasing your deductible can lower your monthly premiums, but it also means you will pay more out of pocket in case of an accident. Make sure you can afford the deductible amount before choosing this option.
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Ask About Discounts
Many insurance providers offer discounts for safe driving, bundling policies, or using certain safety features on your vehicle, such as anti-theft devices or airbags. Ask your insurance provider about available discounts that can help lower your Chevrolet Express auto insurance cost.
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Maintain a Clean Driving Record
Keeping a clean driving record can help lower your auto insurance rates over time. Avoid accidents and traffic violations to keep your rates as low as possible.
FAQs:
Is commercial auto insurance required for the Chevrolet Express?
If you use your Chevrolet Express for business purposes, such as transporting goods or passengers, you may need commercial auto insurance in addition to personal auto insurance.
How can I lower my Chevrolet Express auto insurance cost?
You can lower your Chevrolet Express auto insurance cost by shopping around for quotes, increasing your deductibles, asking about available discounts, and maintaining a clean driving record.
What factors affect my Chevrolet Express auto insurance cost?
Factors that can impact your Chevrolet Express auto insurance cost include the vehicle type and usage, age and condition of the vehicle, driver’s age, experience, and driving record, location and usage, and the coverage limits and deductibles you choose.
Should I purchase collision and comprehensive coverage for my Chevrolet Express?
Collision and comprehensive coverage can provide additional protection for your vehicle in case of damage or loss due to accidents, theft, or other covered events. Consider your budget and the value of your vehicle when deciding whether to purchase these types of coverage.
